Depositors with commercial banks (per 1,000 adults) - Country Ranking

Definition: Depositors with commercial banks are the reported number of deposit account holders at commercial banks and other resident banks functioning as commercial banks that are resident nonfinancial corporations (public and private) and households. For many countries data cover the total number of deposit accounts due to lack of information on account holders. The major types of deposits are checking accounts, savings accounts, and time deposits.

Source: International Monetary Fund, Financial Access Survey.

See also: Thematic map, Time series comparison

Find indicator:
Rank Country Value Year
1 Japan 7,190.45 2016
2 Korea 5,212.49 2016
3 Malta 4,239.27 2016
4 Sweden 4,091.83 2016
5 Belgium 3,931.02 2015
6 Turkey 3,719.14 2016
7 Greece 3,704.47 2016
8 Ukraine 2,854.08 2016
9 Chile 2,592.01 2016
10 Switzerland 2,590.30 2016
11 Ireland 2,554.74 2016
12 San Marino 2,539.16 2016
13 Portugal 2,300.03 2016
14 Estonia 2,293.12 2016
15 Mauritius 2,290.29 2016
16 Poland 2,258.78 2016
17 Malaysia 2,242.34 2016
18 Macedonia 2,231.96 2016
19 Finland 2,207.73 2016
20 Seychelles 2,077.68 2016
21 Azerbaijan 2,021.38 2016
22 Latvia 1,967.40 2016
23 Brunei 1,955.13 2016
24 Montenegro 1,924.18 2016
25 Spain 1,869.11 2016
26 Georgia 1,867.42 2016
27 Samoa 1,807.80 2016
28 Bulgaria 1,799.78 2016
29 India 1,731.27 2016
30 Argentina 1,730.03 2016
31 Albania 1,722.12 2016
32 Suriname 1,692.27 2016
33 South Africa 1,641.35 2016
34 Czech Republic 1,639.18 2016
35 Bhutan 1,625.78 2016
36 Colombia 1,592.98 2016
37 Costa Rica 1,576.58 2016
38 Armenia 1,567.77 2016
39 Netherlands 1,565.37 2016
40 Fiji 1,553.45 2016
41 Thailand 1,549.30 2016
42 Trinidad and Tobago 1,530.84 2016
43 Guatemala 1,498.08 2016
44 Panama 1,455.39 2016
45 Kenya 1,442.03 2016
46 Peru 1,387.39 2016
47 Mongolia 1,333.64 2016
48 Palau 1,284.15 2016
49 Namibia 1,272.79 2016
50 The Bahamas 1,259.79 2016
51 Moldova 1,256.80 2016
52 Norway 1,235.54 2016
53 United Arab Emirates 1,222.30 2016
54 Austria 1,219.76 2016
55 Saudi Arabia 1,141.36 2016
56 Hungary 1,123.17 2016
57 Brazil 1,115.34 2013
58 Oman 1,105.49 2016
59 Jamaica 1,091.58 2016
60 Indonesia 1,055.58 2016
61 Lebanon 1,046.17 2016
62 Bosnia and Herzegovina 1,009.93 2016
63 Mexico 1,008.04 2016
64 Honduras 994.15 2016
65 Vietnam 963.38 2016
66 Guyana 953.96 2016
67 Morocco 933.21 2016
68 Bolivia 925.91 2015
69 Tonga 915.40 2015
70 São Tomé and Principe 912.63 2016
71 Dominican Republic 857.73 2016
72 Ecuador 839.61 2016
73 Botswana 834.92 2016
74 Vanuatu 833.30 2015
75 Croatia 829.57 2016
76 El Salvador 823.46 2014
77 Nigeria 813.59 2016
78 Belize 777.82 2016
79 Angola 731.72 2015
80 Bangladesh 724.90 2016
81 Italy 724.12 2016
82 Nepal 657.04 2016
83 Ghana 640.87 2016
84 Lao PDR 579.16 2016
85 Philippines 577.09 2016
86 Algeria 543.65 2016
87 Jordan 533.81 2016
88 Swaziland 516.32 2016
89 Solomon Islands 509.84 2016
90 The Gambia 445.34 2016
91 Egypt 440.38 2015
92 Lesotho 406.63 2015
93 Pakistan 380.10 2016
94 Gabon 342.66 2013
95 Mozambique 332.00 2016
96 Nicaragua 323.06 2016
97 Zambia 309.22 2016
98 Malawi 305.39 2015
99 Liberia 283.45 2014
100 Haiti 279.02 2015
101 Tanzania 262.97 2015
102 Paraguay 262.35 2016
103 Uganda 253.06 2016
104 Myanmar 251.84 2016
105 Cambodia 249.69 2015
106 Syrian Arab Republic 247.63 2013
107 Rwanda 235.43 2016
108 Kiribati 232.30 2013
109 Equatorial Guinea 204.87 2016
110 Afghanistan 188.98 2016
111 Djibouti 166.53 2016
112 Congo 159.93 2015
113 Mauritania 146.78 2016
114 Comoros 136.33 2016
115 Zimbabwe 124.89 2016
116 Yemen 123.52 2015
117 Madagascar 97.31 2016
118 Guinea 79.16 2016
119 Cameroon 73.31 2014
120 Central African Republic 64.76 2013
121 Dem. Rep. Congo 51.49 2014
122 Burundi 39.36 2015
123 Chad 36.30 2016
124 China 34.04 2016

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Development Relevance: Access to finance can expand opportunities for all with higher levels of access and use of banking services associated with lower financing obstacles for people and businesses. A stable financial system that promotes efficient savings and investment is also crucial for a thriving democracy and market economy. There are several aspects of access to financial services: availability, cost, and quality of services. The development and growth of credit markets depend on access to timely, reliable, and accurate data on borrowers’ credit experiences. Access to credit can be improved by making it easy to create and enforce collateral agreements and by increasing information about potential borrowers’ creditworthiness. Lenders look at a borrower’s credit history and collateral. Where credit registries and effective collateral laws are absent - as in many developing countries - banks make fewer loans. Indicators that cover getting credit include the strength of legal rights index and the depth of credit information index.

Limitations and Exceptions: Access to finance can expand opportunities for all with higher levels of access and use of banking services associated with lower financing obstacles for people and businesses. A stable financial system that promotes efficient savings and investment is also crucial for a thriving democracy and market economy. There are several aspects of access to financial services: availability, cost, and quality of services. The development and growth of credit markets depend on access to timely, reliable, and accurate data on borrowers' credit experiences. Access to credit can be improved by making it easy to create and enforce collateral agreements and by increasing information about potential borrowers' creditworthiness. Lenders look at a borrower's credit history and collateral. Where credit registries and effective collateral laws are absent - as in many developing countries - banks make fewer loans. Indicators that cover getting credit include the strength of legal rights index and the depth of credit information index.

Statistical Concept and Methodology: Depositors with commercial banks are deposit account holders at commercial banks and other resident banks functioning as commercial banks that are resident nonfinancial corporations (public and private) and households. It is calculated as (number of depositors)*1,000/adult population in the reporting country. The major types of deposits are checking accounts, savings accounts, and time deposits.

Aggregation method: Median

Periodicity: Annual

General Comments: Country-specific metadata can be found on the IMF’s FAS website at  http://fas.imf.org.