Bank capital to assets ratio (%) - Country Ranking

Definition: Bank capital to assets is the ratio of bank capital and reserves to total assets. Capital and reserves include funds contributed by owners, retained earnings, general and special reserves, provisions, and valuation adjustments. Capital includes tier 1 capital (paid-up shares and common stock), which is a common feature in all countries' banking systems, and total regulatory capital, which includes several specified types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (these comprise tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets.

Source: International Monetary Fund, Global Financial Stability Report.

See also: Thematic map, Time series comparison

Find indicator:
Rank Country Value Year
1 Central African Republic 20.95 2017
2 Tonga 20.54 2018
3 Congo 17.90 2018
4 Kyrgyz Republic 17.32 2018
5 Moldova 17.19 2018
6 Iceland 17.03 2018
7 Samoa 16.62 2018
8 Colombia 16.60 2018
9 The Gambia 16.37 2018
10 Solomon Islands 16.26 2016
11 Rwanda 16.17 2018
12 Ghana 15.78 2018
13 Equatorial Guinea 15.76 2018
14 Saudi Arabia 15.19 2018
15 Indonesia 15.12 2018
16 Armenia 15.02 2018
17 Ireland 14.86 2018
18 Belarus 14.61 2018
19 Papua New Guinea 14.46 2018
20 Kenya 14.33 2018
21 Cambodia 13.93 2018
22 Croatia 13.90 2018
23 Tajikistan 13.82 2014
24 Uganda 13.81 2017
25 Bhutan 13.74 2018
26 Angola 13.32 2018
27 Bosnia and Herzegovina 13.18 2018
28 Eswatini 13.11 2018
29 El Salvador 13.05 2018
30 Georgia 12.93 2018
31 Latvia 12.80 2018
32 Kuwait 12.72 2018
33 Estonia 12.71 2018
34 Panama 12.49 2018
35 Peru 12.46 2018
36 Uzbekistan 12.44 2018
37 Brunei 12.32 2018
38 Burundi 12.17 2017
39 Trinidad and Tobago 12.10 2018
40 Gabon 12.05 2018
41 Nepal 11.93 2018
42 Tanzania 11.85 2018
43 Kazakhstan 11.78 2018
44 United States 11.69 2018
45 Ecuador 11.66 2017
46 Mauritius 11.63 2018
47 Lesotho 11.51 2018
48 Malawi 11.49 2018
49 Chad 11.34 2018
50 Malaysia 11.24 2018
51 Honduras 11.10 2018
52 Afghanistan 11.08 2018
53 Argentina 11.04 2018
54 Seychelles 11.01 2017
55 Bulgaria 10.82 2018
56 Algeria 10.82 2018
57 Turkey 10.79 2018
58 North Macedonia 10.79 2018
59 Thailand 10.78 2018
60 Ukraine 10.77 2018
61 Greece 10.72 2018
62 Mexico 10.70 2018
63 Philippines 10.67 2018
64 Madagascar 10.65 2018
65 Slovak Republic 10.58 2018
66 Namibia 10.55 2018
67 Zambia 10.44 2018
68 Vanuatu 10.26 2017
69 Albania 10.15 2018
70 Uruguay 10.15 2017
71 Brazil 10.06 2018
72 Russia 9.97 2018
73 Fiji 9.94 2018
74 Poland 9.77 2018
75 Costa Rica 9.72 2018
76 Dominican Republic 9.61 2018
77 Lithuania 9.61 2018
78 Hong Kong SAR, China 9.49 2018
79 Botswana 9.45 2018
80 Romania 9.34 2018
81 Finland 9.30 2018
82 China 9.07 2018
83 Singapore 9.03 2018
84 Nicaragua 8.97 2018
85 Guinea 8.93 2018
86 Sri Lanka 8.74 2018
87 Cameroon 8.70 2018
88 Montenegro 8.45 2018
89 Paraguay 8.42 2018
90 South Africa 8.42 2018
91 Chile 8.42 2018
92 Malta 8.40 2018
93 Switzerland 8.30 2018
94 Cyprus 8.23 2018
95 Nigeria 8.11 2018
96 St. Kitts and Nevis 8.04 2018
97 Korea 7.99 2017
98 Luxembourg 7.98 2018
99 Austria 7.71 2018
100 St. Vincent and the Grenadines 7.62 2018
101 Belgium 7.61 2018
102 Spain 7.55 2018
103 India 7.53 2018
104 Israel 7.43 2018
105 Vietnam 7.36 2017
106 Myanmar 7.17 2018
107 Pakistan 7.14 2018
108 Guatemala 7.08 2018
109 Portugal 7.04 2018
110 Antigua and Barbuda 7.00 2018
111 Denmark 6.97 2018
112 Australia 6.86 2018
113 United Kingdom 6.82 2018
114 Bolivia 6.73 2018
115 Czech Republic 6.54 2018
116 France 6.52 2018
117 Germany 6.47 2018
118 Italy 6.33 2018
119 San Marino 6.24 2018
120 Sweden 6.18 2018
121 Netherlands 6.16 2018
122 Grenada 5.57 2018
123 Djibouti 5.50 2018
124 St. Lucia 5.39 2018
125 Canada 5.20 2018
126 Dominica 4.93 2018
127 Bangladesh 4.74 2018
128 Monaco 4.47 2018

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Development Relevance: The size and mobility of international capital flows make it increasingly important to monitor the strength of financial systems. Robust financial systems can increase economic activity and welfare, but instability can disrupt financial activity and impose widespread costs on the economy. The ratio of bank capital to assets, a measure of bank solvency and resiliency, shows the extent to which banks can deal with unexpected losses. Capital includes tier 1 capital (paid-up shares and common stock), a common feature in all countries' banking systems, and total regulatory capital, which includes several types of subordinated debt instruments that need not be repaid if the funds are required to maintain minimum capital levels (tier 2 and tier 3 capital). Total assets include all nonfinancial and financial assets. Data are from internally consistent financial statements.

Limitations and Exceptions: Reporting countries compile the data using different methodologies, which may also vary for different points in time for the same country. Users are advised to consult the accompanying metadata to conduct more meaningful cross-country comparisons or to assess the evolution of the indicator for any of the countries at http://fsi.imf.org/.

Statistical Concept and Methodology: The ratio of capital to total assets, without the latter being risk weighted. Capital is measured as total capital and reserves as reported in the sectoral balance sheet; for cross-border consolidated data, Tier 1 capital can also be used. It indicates the extent to which assets are funded by other than own funds and is a measure of capital adequacy of the deposit-taking sector. It complements the capital adequacy ratios compiled based on the methodology agreed to by the Basle Committee on Banking Supervision. Also, it measures financial leverage and is sometimes called the leverage ratio. Data are submitted by national authorities to the IMF following the Financial Soundness Indicators (FSI) Compilation Guide. For country specific metadata, including reporting period, please refer to the GFSR FSI Tables and the Data and Metadata Tables available through FSIs website: http://fsi.imf.org/.

Periodicity: Annual