United States - Lending interest rate

Lending interest rate (%)

The latest value for Lending interest rate (%) in United States was 3.25 as of 2021. Over the past 61 years, the value for this indicator has fluctuated between 18.87 in 1981 and 3.25 in 2009.

Definition: Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.

Source: International Monetary Fund, International Financial Statistics and data files.

See also:

Year Value
1960 4.82
1961 4.50
1962 4.50
1963 4.50
1964 4.50
1965 4.54
1966 5.63
1967 5.63
1968 6.31
1969 7.95
1970 7.91
1971 5.72
1972 5.25
1973 8.02
1974 10.80
1975 7.86
1976 6.84
1977 6.82
1978 9.06
1979 12.67
1980 15.27
1981 18.87
1982 14.86
1983 10.79
1984 12.04
1985 9.93
1986 8.33
1987 8.20
1988 9.32
1989 10.87
1990 10.01
1991 8.46
1992 6.25
1993 6.00
1994 7.14
1995 8.83
1996 8.27
1997 8.44
1998 8.35
1999 7.99
2000 9.23
2001 6.92
2002 4.68
2003 4.12
2004 4.34
2005 6.19
2006 7.96
2007 8.05
2008 5.09
2009 3.25
2010 3.25
2011 3.25
2012 3.25
2013 3.25
2014 3.25
2015 3.26
2016 3.51
2017 4.10
2018 4.90
2019 5.28
2020 3.54
2021 3.25

Classification

Topic: Financial Sector Indicators

Sub-Topic: Interest rates