Serbia - Risk premium on lending

Risk premium on lending (lending rate minus treasury bill rate, %)

The value for Risk premium on lending (lending rate minus treasury bill rate, %) in Serbia was -6.243 as of 2010. As the graph below shows, over the past 7 years this indicator reached a maximum value of 0.878 in 2008 and a minimum value of -17.851 in 2004.

Definition: Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.

Source: International Monetary Fund, International Financial Statistics database.

See also:

Year Value
2003 -15.611
2004 -17.851
2005 -13.719
2006 -8.340
2007 -2.091
2008 0.878
2009 -6.855
2010 -6.243

Classification

Topic: Financial Sector Indicators

Sub-Topic: Interest rates