Lesotho - Interest rate spread

Interest rate spread (lending rate minus deposit rate, %)

The value for Interest rate spread (lending rate minus deposit rate, %) in Lesotho was 7.06 as of 2020. As the graph below shows, over the past 40 years this indicator reached a maximum value of 12.20 in 2000 and a minimum value of 3.03 in 1995.

Definition: Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.

Source: International Monetary Fund, International Financial Statistics and data files.

See also:

Year Value
1980 3.50
1984 7.68
1985 5.78
1986 3.38
1987 4.13
1988 4.08
1989 5.93
1990 7.42
1991 7.00
1992 7.64
1993 7.77
1994 5.83
1995 3.03
1996 4.98
1997 6.22
1998 9.33
1999 11.61
2000 12.20
2001 11.72
2002 11.92
2003 10.85
2004 8.13
2005 7.50
2006 7.62
2007 7.67
2008 8.55
2009 8.15
2010 7.54
2011 7.73
2012 7.27
2013 7.07
2014 7.61
2015 8.24
2016 10.47
2017 10.36
2018 9.96
2019 9.68
2020 7.06

Classification

Topic: Financial Sector Indicators

Sub-Topic: Interest rates