Automated teller machines (ATMs) (per 100,000 adults) - Country Ranking - Africa

Definition: Automated teller machines are computerized telecommunications devices that provide clients of a financial institution with access to financial transactions in a public place.

Source: International Monetary Fund, Financial Access Survey.

See also: Thematic map, Time series comparison

Find indicator:
Rank Country Value Year
1 Seychelles 89.26 2020
2 Namibia 72.78 2020
3 South Africa 58.59 2020
4 Cabo Verde 49.77 2020
5 Botswana 47.00 2020
6 Mauritius 42.06 2020
7 Eswatini 39.82 2020
8 Tunisia 33.85 2020
9 Morocco 28.61 2020
10 São Tomé and Principe 26.38 2018
11 Egypt 22.06 2020
12 Angola 18.40 2019
13 Djibouti 16.23 2020
14 Nigeria 16.15 2020
15 Lesotho 13.92 2020
16 Gabon 12.85 2013
17 Equatorial Guinea 12.63 2020
18 Ghana 11.45 2020
19 Mauritania 11.02 2020
20 Zambia 10.03 2020
21 Mozambique 9.78 2020
22 Congo 9.50 2017
23 Algeria 8.90 2020
24 The Gambia 8.64 2020
25 Kenya 7.30 2020
25 Côte d'Ivoire 7.30 2020
27 Togo 6.51 2020
28 Sudan 6.42 2018
28 Senegal 6.42 2020
30 Comoros 6.22 2020
31 Zimbabwe 6.16 2020
32 Guinea-Bissau 6.12 2020
33 Tanzania 5.84 2014
34 Cameroon 5.04 2020
35 Mali 4.99 2020
36 Malawi 4.71 2019
37 Benin 4.48 2020
38 Burkina Faso 4.38 2020
39 Rwanda 4.26 2020
40 Uganda 3.91 2020
41 Liberia 3.65 2020
42 Libya 3.59 2018
43 Madagascar 3.13 2020
44 Guinea 2.54 2020
45 Niger 1.63 2020
46 Chad 1.46 2020
47 Burundi 1.42 2016
48 Dem. Rep. Congo 1.40 2018
49 Central African Republic 1.38 2017
50 Ethiopia 0.46 2012
51 Sierra Leone 0.36 2012

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Development Relevance: Access to finance can expand opportunities for all with higher levels of access and use of banking services associated with lower financing obstacles for people and businesses. A stable financial system that promotes efficient savings and investment is also crucial for a thriving democracy and market economy. There are several aspects of access to financial services: availability, cost, and quality of services. The development and growth of credit markets depend on access to timely, reliable, and accurate data on borrowers' credit experiences. Access to credit can be improved by making it easy to create and enforce collateral agreements and by increasing information about potential borrowers' creditworthiness. Lenders look at a borrower's credit history and collateral. Where credit registries and effective collateral laws are absent - as in many developing countries - banks make fewer loans. Indicators that cover getting credit include the strength of legal rights index and the depth of credit information index.

Limitations and Exceptions: Population-based ratios of the number of branches and ATMs assume a uniform distribution of bank outlets within a country's area and across its population, while in most countries bank branches and ATMs are concentrated in urban centers of the country and are accessible only to some individuals.

Statistical Concept and Methodology: Data are shown as the total number of ATMs for every 100,000 adults in the reporting country. Calculated as (number of ATMs)*100,000/adult population in the reporting country.

Aggregation method: Median

Periodicity: Annual

General Comments: Country-specific metadata can be found on the IMF’s FAS website at  http://fas.imf.org.