IBRD only - Interest rate spread

Interest rate spread (lending rate minus deposit rate, %)

The value for Interest rate spread (lending rate minus deposit rate, %) in IBRD only was 4.87 as of 2021. As the graph below shows, over the past 26 years this indicator reached a maximum value of 9.33 in 1996 and a minimum value of 4.87 in 2021.

Definition: Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.

Source: International Monetary Fund, International Financial Statistics and data files.

See also:

Year Value
1995 8.67
1996 9.33
1997 7.62
1998 8.57
1999 8.15
2000 8.34
2001 7.75
2002 7.31
2003 6.85
2004 6.52
2005 6.58
2006 6.30
2007 6.28
2008 5.93
2009 5.59
2010 5.78
2011 5.71
2012 5.80
2013 5.63
2014 5.53
2015 5.27
2016 5.74
2017 5.45
2018 5.16
2019 5.19
2020 4.96
2021 4.87

Classification

Topic: Financial Sector Indicators

Sub-Topic: Interest rates