Guatemala - Interest rate spread

Interest rate spread (lending rate minus deposit rate, %)

The value for Interest rate spread (lending rate minus deposit rate, %) in Guatemala was 8.05 as of 2021. As the graph below shows, over the past 24 years this indicator reached a maximum value of 12.81 in 1997 and a minimum value of 7.63 in 2016.

Definition: Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.

Source: International Monetary Fund, International Financial Statistics and data files.

See also:

Year Value
1997 12.81
1998 11.12
1999 11.55
2000 10.71
2001 10.20
2002 9.95
2003 10.20
2004 9.62
2005 8.68
2006 8.26
2007 8.07
2008 8.31
2009 8.27
2010 7.89
2011 8.19
2012 8.19
2013 8.15
2014 8.30
2015 7.76
2016 7.63
2017 7.68
2018 7.75
2019 7.73
2020 7.90
2021 8.05

Classification

Topic: Financial Sector Indicators

Sub-Topic: Interest rates