Belize - Risk premium on lending

Risk premium on lending (lending rate minus treasury bill rate, %)

The value for Risk premium on lending (lending rate minus treasury bill rate, %) in Belize was 7.17 as of 2021. As the graph below shows, over the past 39 years this indicator reached a maximum value of 12.78 in 1997 and a minimum value of 1.83 in 1985.

Definition: Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.

Source: International Monetary Fund, International Financial Statistics database.

See also:

Year Value
1982 2.60
1983 4.08
1984 5.04
1985 1.83
1986 3.89
1987 5.34
1988 5.24
1989 6.41
1990 6.67
1991 7.54
1992 8.94
1993 9.77
1994 10.50
1995 11.59
1996 12.52
1997 12.78
1998 12.67
1999 10.36
2000 10.10
2001 9.54
2002 10.24
2003 11.13
2004 10.72
2005 11.04
2006 10.99
2007 11.11
2008 10.92
2009 10.86
2010 10.84
2011 10.94
2012 10.36
2013 10.08
2014 10.35
2015 10.21
2016 9.81
2017 8.81
2018 7.91
2019 7.84
2020 7.46
2021 7.17

Classification

Topic: Financial Sector Indicators

Sub-Topic: Interest rates